Liv X - Mobile Banking App

4.6
29.8K reviews
Content rating
Rated for 3+
500K+
Downloads
Content rating
Rated for 3+
Learn more
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About this app

Step up to a bespoke digital banking experience with Liv Digital Bank's new and improved app.
The Liv X - Mobile Banking App offers you the fastest, safest, and most convenient way of banking on the go. Easy to download and use, this state-of-the-art app serves as the ultimate tool for managing your finances.
Open an account in just a few minutes with zero paperwork. Log in and bank securely through a multi-layered verification system. Navigate seamlessly between products, simplify and streamline your finances, and manage your everyday banking activities effortlessly.
Grow your money with a range of lucrative offerings like Millionaire Account, Instant Interest Fixed Deposits, Gold Account, UAE Equities, IPOs, and more.
Automate savings for life’s biggest milestones using the Goal Account. Or apply for a Personal Loan to fulfil them at the best interest rates.
Enable your kids and dependents financially with the Liv Lite app. Featuring a digital wallet with a personal Debit Card facility, this app allows them to have their own bank account which can be controlled and managed by the Liv X app.
Discover unbeatable cashback and rewards with our Credit Cards. Go green and transact digitally using e-wallets such as Google Pay, Apple Pay, and Samsung Pay. Avail premium benefits with a Liv Credit Card such as Balance Transfer, Installment Payment Plan at Point of Sale (PoS), and Loan on Card.
Choose from a host of lifestyle offers and deals from 2000+ merchants across dining, shopping, entertainment, fitness and more.
The Liv X app offers trust and innovation combined to serve as your one-stop-shop for all things banking and more. All through a user-friendly design for a fast, secure, and exceptional digital banking experience.
Key features include:
 Paperless & instant: Open an account in just a few minutes from the app with your Emirates ID and passport only. No paperwork required at all.
 Secure banking: Transact and manage your money securely through a multi-layered validation system.
 Money management: Add money to your account via any (UAE) debit card or through bank transfers. Track budgets, income and spends through the dashboard at a glance.
 Real-time alerts: Stay updated through personalized notifications. Get transactional updates as well as the latest offers across products and value-added services.
 Quick & easy bill payment: Pay utility bills in just a few taps. Choose from a list of service providers like Du, Etisalat, DEWA, Nol, Salik, and many more.
 Card management: Ensure the utmost safety of your card in a hassle-free way. Activate, lock, and unlock your Liv cards at the click of a button.
 Free local & international transfers: Make quick and easy transfers to any UAE bank using just their IBAN numbers. Transfer funds internationally using DirectRemit (across Egypt, India, Pakistan, Sri Lanka, Philippines, and United Kingdom).
 Exclusive services: Transfer money within UAE in a flash using AANI Pay with just the recipient’s mobile number. Generate validated e-statements directly from the app.
 Lifestyle benefits: Access the best deals across top entertainment destinations. Or participate in our biggest draws and investment opportunities such as IPO.
 Grow your wealth: Tap into the stability and security of Digital Gold or trade effortlessly in UAE Equities from the comfort of your home.
 Prompt support: Connect for assistance easily via Call or WhatsApp on 600521212.
Get onboard the new Liv X - Mobile Banking App today to enjoy the many benefits and features that it has to offer. Upgrade to a brand-new digital banking experience. Liv Ahead, Bank Ahead.
Elevate your banking experience today. Download the Liv X - Mobile Banking App, powered by Emirates NBD, and take control of your finances!
Terms and conditions apply.
Updated on
Jun 27, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Device or other IDs
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
29.7K reviews
Hakuna Matata
July 3, 2026
The security and user flow on this credit card application app are incredibly low. I was simply browsing the app to check for the 0% interest installment plans. Without swiping or clicking any final confirmation to make a purchase, a transaction was processed. ​A customer service agent had previously told me that a clear payment option would appear before anything went through, and that I should consult customer service first. Instead, the app processed a charge without my consent. Very disappo
2 people found this review helpful
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Emirates NBD
July 6, 2026
Hello, thank you for your feedback; it is very important to us as we work to enhance our Mobile Banking App. We recognize the importance of having a secure experience. We want to make sure your issues are resolved quickly. Please email us at service@liv.me from your registered email ID, including the reference number LBG-01686 in the subject line.
Nimisha P M
June 29, 2026
This application is very worst and it did not show the credit balance properly. It showed it as Zero. It is my new card. When I contacted the customer care, they advised me to reinstall it. Now I reinstalled and unable to login. Should I deactivate the card for this sake? Who can help me?
1 person found this review helpful
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Emirates NBD
June 30, 2026
Dear Nimisha, we appreciate you taking the time to share your experience with us. We recognize the significance of having precise information regarding your financing balance. Your input is important, and we encourage you to contact us at service@liv.me, mentioning reference number LBG-01674 in the subject line for assistance.
ZsaZsa Castro
June 20, 2026
Great app with a modern design and easy navigation.I like how can i check my balance,transfer funds,and manage my card directly from my phone.It saves me a lot of time compared to visiting a branch. You can personalize the review by mentioning features you actually use,such as transfer,bill payments,savings goals,or credit card management. I have had a very positive experience with Liv. app.
4 people found this review helpful
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Emirates NBD
June 22, 2026
Hi Zsazsa, we appreciate your fantastic review of our Mobile Banking App. It's great to hear that features like balance checking and fund transfers have made your banking experience easier. Your satisfaction means a lot to us, and we’re excited to keep fulfilling your banking needs.

What’s new

This release brings minor enhancements and bug fixes to improve the overall app experience and performance.
To enjoy the latest enhancements and access all features and services, Kindly update to the latest version of the app.
Thank you for banking with Liv.